Bailment ka Jhooth: Kya Hota Hai?

Maine to abhi tak 3 mahine se bailment aur pledge ko confuse kiya hai, aur abhi mein to pata hi nahin lagaa ki kya problem hai. Textbooks kehte hain ki yeh duniya ki sabse badi baat hai, lekin kya yaar, mera head to kharaab ho gaya hai. Kisi to ek example dhoond do yaar. Pehle se bhi to maine kuch examples diye, lekin abhi tak toh uska sense ni aa raha hai. Mera to question hai: when a person gives a chattel on deposit, but not as an agent, kya yeh ek bailment hai ya pledge? Koi to thik se explain karega yaar!